CRA Public File

Community Reinvestment Act (CRA)

Public File Information 

At Farmers State Bank, we are committed to positively impacting our local communities and customers including all low to moderate income and minority areas within our markets. Below you will find the information contained in Farmers State Bank's Community Reinvestment Act (CRA) Public File.

Public Information Availability

In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1st of each year, and may be updated periodically. 

CRA Performance Evaluation 

The bank's most recent CRA Performance Evaluation

CRA Policy

CRA Complaints 

All written comments/complaints received from the public for the current year and each of the prior two calendar years, relating specifically to the banks performance in helping to meet community credit needs, and the responses to those comments by the bank. 

Branch and ATM Information 

A list of the bank's branches, ATMs and geographies including hours of operation. 

Opened and Closed Locations

Branches and ATMs opened or closed by the bank during the current year and each of the prior two calendar years. 

Assessment Areas 

A map of the bank's assessment area showing the boundaries of all areas and identifying the geographies contained within the area. 

CRA Statement

FSB Products and Services

A listing of all Farmers State Bank's Products and Services.

FSB Loan to Deposit Ratios

A listing of loan to deposit ratios from the year 2011 to present.

Common Features - Schedule of Fees

A list of limitations and fees that may be assessed against your account, if applicable.

Community Reinvestment Act Branch Notices

Home Mortgage Disclosure Act

Farmers State Bank's Annual Report

Questions?  Visit your nearest Farmers State Bank location for questions or to receive a hard copy of the bank's Community Reinvestment Act (CRA) Public File.