Commercial Investment and Real Estate Loans

Arrange financing for commercial, industrial, office, multi-family, retail and certain special-use real estate.  Our loan officers will work with you every step of the way to ensure the right terms are in place for your situation.

• Accommodating terms with reasonable amortizations
• Refinance or expand existing real estate
• Interim and permanent construction financing
• SBA (Small Business Administration) lending options (504 and 7a)
   

Lines of Credit

Lines of Credit are loans that give you the flexibility to draw funds when needed and repay them when cash is available.

• Provide short-term working capital
• Line uses include inventory needs, sales fluctuations and covering shortfalls in cash flow
• Lines are customized to fit the borrowers needs
   

Term Loans

With a term loan, you can borrow money that is repaid in regular payments over a set period of time. Term loans are usually one to ten years.

 

For big-ticket inventory items, Farmers State Bank offers short-term floor plan loans to finance these large purchases. With a floor plan loan, you'll have the ability to increase your inventory.