For most people, buying a home is the single biggest investment they will make and getting a mortgage can be one of the biggest financial steps of your life. We offer a comprehensive menu of standard mortgage products.

Trust our mortgage experts to help your dreams of owning a home become a reality. Farmers State Bank offers a variety of mortgages to fit your budget and can assist you with the home buying process.

Click here to email one of our mortgage experts! 

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Residential Loans

Fixed rate and adjustable rate – we have a mortgage product for you.

First Mortgages for Purchase

Special mortgage product designed to meet the needs of the first time home buyer.


Most of the time, you can save every month if you refinance at an interest rate that is .25% lower than your current rate.  If the market is right for you, Farmers State Bank can help you maximize your monthly income. Contact us today.

Second Mortgage

If you need to consolidate your finances, Farmers State Bank can help you with a second mortgage. Whatever your need, we can work with you to achieve your goal.

Construction Loans

Loans for new home construction. Let Farmers State Bank make your dream home a reality. We can help you build your future.

Home Equity Loans

Home Equity loans are the smartest, most economical way to borrow money - the perfect way to finance home improvements, vacations, and luxury toys or to consolidate your credit card debt. You decide how the money is used. In many cases, the interest may be tax-deductible.  See your tax adviser for details.

Click on the link below to view a portion of our mortgage loan rates. Talk to a Blue Button Banker for more information on loan products and rates. 888.492.7111


Mortgage Loan Originators

Click the link below for a complete listing of Farmers State Bank's NMLS Registry Listing.

Farmers State Bank NMLS #401279

All loans are subject to credit approval.