Checking

Farmers State Bank’s “Blue Button” approach combines powerful options and personal attention to create a versatile, reliable Business Checking account, giving you the freedom to focus on what is really important – the success of your business.  Enjoy FREE Online Banking, FREE Bill Pay and view cancelled checks online. These are just a few of the benefits your business will realize through Farmers State Bank’s Business Checking.  So get back to work. Thanks to Farmers State Bank, you have a business checking account that works as hard as you do.


Common Features for all business accounts:

FREE MasterCard® Debit Card
FREE Telephone Banking
FREE Online Banking
FREE Bill Pay
FREE Mobile Banking*
FREE eStatements with online check images
FREE Thank You Gift**
•Buy Back of your unused checks and old debit cards from another financial institution***
Please scroll to see the rest of the table.
Account Name Simply Free Business Checking Business Interest Checking
Commercial Checking
No Minimum Balance Checkmark

No Monthly Fee Checkmark Monthly fee of $6 if balance falls below $1,500 Monthly service charge of $15
Unlimited No-Charge Coin & Currency Deposits
Checkmark Checkmark Checkmark
Transaction Items Charge
 1,000 FREE monthly transaction items ****
 1,000 FREE monthly transaction items ****  Transaction items are just $.15 each****
Competitive Interest 
Checkmark
Minimum Opening Deposit of Only $50 Checkmark Checkmark Checkmark
Earnings Credit


Earnings credit allowance on deposit balances may offset activity fees 

*Msg/Data rates may apply.

**We reserve the right to substitute a gift of similar value.  Free gift provided at the time of account opening.

***Up to a total of $10 for any combination of checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

****Transaction items include all debit and credit transit items.  If the Simply Free Business or Business Interest account consistently exceeds 1,000 free monthly transactions twelve times within a twelve month period, the account may be converted to another checking product.  

Other fees such as non-sufficient funds, overdrafts, etc. may apply. See fee schedule for details. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.