Business owner using laptop to bank.

Compare Checking Accounts

Get a checking account that gets down to business

Simply Free Business Checking

This straightforward account lets you manage your daily finances without fees and balance restrictions slowing you down.

  • $50 minimum opening deposit
  • 1,000 free monthly transaction items****
  • No minimum balance
  • No monthly fee
  • Unlimited no-charge coin and currency deposits

Business Interest Checking

Opt for an interest-bearing account that puts your balance to work instead of it sitting idle.

  • $50 minimum opening deposit
  • 1,000 free monthly transaction items****
  • Earns dividends at a competitive rate
  • Unlimited no-charge coin and currency deposits
  • Monthly fee of $6 if balance falls below $1,500

Commercial Checking

If your daily activity runs at a higher volume, this account is designed to keep pace.

  • $50 minimum opening deposit
  • Unlimited no-charge coin and currency deposits
  • Monthly service charge of $15
  • Transaction items are just $.15 each****
  • Earnings credit allowance on deposit balances may offset activity fees














Information You'll Need

When you're ready to open a business checking account, choose your type of business to see what information is required.


And read Beneficial Ownership information that applies to all business accounts.

*Msg/Data rates may apply. Mobile Deposit subject to approval.
**We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening.
***$10 for any combination of checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
****Transaction items include all debit and credit transit items. If the Simply Free Business or Business Interest account consistently exceeds 1,000 free monthly transactions twelve times within a twelve month period, the account may be converted to another checking product.
 
Other fees such as non-sufficient funds, overdrafts, etc. may apply. See fee schedule for details. Bank rules and regulations apply.
Minimum opening deposit is only $50. Ask us for details.
Person using debit card to pay for their coffee.
Saving Time and Money

Works like a check only it’s faster, easier and more convenient.

Farmers State Bank debit cards give you quick and easy access to your funds when you need it.