What's the easiest way to manage your money? Let us count the ways. Your life is busy. Your needs are unique. At Farmers State Bank, we can help you simplify. We've created four different checking accounts - Simply Free Checking, Direct Interest Checking, 50 Advantage Interest Checking and Premier Interest Checking - so you can choose the product that's right for your lifestyle. Each account offers its own unique benefits and each is FDIC insured. Even better, open a new checking account and receive a FREE Gift!

Common features for all personal accounts:

⇒  FREE MasterCard® Debit Card          ⇒  FREE Telephone Banking          ⇒  FREE Online Banking          ⇒  FREE Bill Pay    
⇒  FREE Mobile Banking*          ⇒  FREE eStatements with online check images          ⇒  FREE Thank You Gift**
⇒  Buy Back of your unused checks and old debit cards from another financial institution***


Please scroll to see the rest of the table.
Account Name Simply Free Checking Direct Interest Checking 50 Advantage Interest Checking Premier Interest Checking
No Minimum Balance Checkmark Checkmark Checkmark
No Monthly Fee Checkmark Checkmark Checkmark Monthly fee of $6.00 if average balance falls below $1500
No Per Check Charge Checkmark Checkmark Checkmark Checkmark
Free Return of Check Images Upon Request Checkmark

Competitive Interest Rate
Checkmark Checkmark Competitive interest if balance falls below $1500. Higher interest rate with a balance of $1500 or more.
Minimum Opening Deposit of Only $50 Checkmark Checkmark Checkmark Checkmark
Free Standard Checks

Other fees such as non-sufficient funds, overdrafts, etc. may apply. See fee schedule for details. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

*Msg/Data rates may apply.
**We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening.
***Up to a total of $10 for any combination of checks and debit cards from another financial institution given at the time the checks/debit cards are presented.