Top 10 precautions online banking customers should consider according to FDIC Consumer News.

1.  If you bank online, frequently check your deposit accounts and lines of credit to spot and report errors or frequent transactions, just as you should with traditional banking.
2. Never give your Social Security number, credit or debit card numbers, personal identification numbers (PINs) or any other confidential information in response to an unsolicited e-mail, text message or phone call, no matter who the source supposedly is.
3. Don’t open attachments or click on links in unsolicited e-mails from anyone you don’t know or you otherwise aren’t sure about.
4. Watch out for sudden pop-up windows asking for personal information or warning of a virus.
5. Use a mix of security tools and procedures.
6. Beware of check scams.
7. When shopping online, deal with reputable merchants and be wary of unbelievably low prices.
8. Using a credit card generally offers more purchase protection than a debit card or other electronic forms of online payment.
9. Be on guard against scams hiding behind online coupon offers.
10. Be careful if you download banking software onto a cell phone.