This is a flexible account that records monthly statement activity. Interest is posted to your statement savings each month. This account is perfect for individuals, families, minors, senior citizens and anyone wanting convenience and flexibility. The statement can be tied to a checking account statement for ease in reconciling accounts.

Your Statement Savings account includes:

• Minimum opening balance of $50
• $2 monthly maintenance fee if balance falls below $200; fee waived if over age 62, under age 18, or are a charitable organization.
• Free telephone and internet banking
• Interest is credited monthly to your account
• Must maintain a minimum average daily balance
  of $100 to obtain the disclosed annual percentage yield
• Free unlimited ATM use at all FSB ATM's
  
  

$32.00 overdraft/NSF item paid and/or NSF item returned.

Note: Other conditions may apply