ATM & Debit Card Usage Tips

Treat your card as if it were cash: Always put your card away immediately after using it and keep your ATM or Debit Card in a safe location when it is not in use.

Keep your PIN number private: Memorize your PIN number, never write it on your card or store it with your card. Also, never let someone else enter your PIN for you.

Increase account security by telling the Merchant “credit” and simply sign for your purchase. Receive all the same advantages of a debit card purchase without the need for a PIN number.

Never disclose information in response to unsolicited e-mails or phone calls: Never provide your debit or credit card number, PIN or any other non-public personal information to any person or entity in response to an unsolicited e-mail. If you perform transactions over the phone never disclose your PIN. Your Financial Institution will never ask you for your PIN.

Be alert of “Shoulder Surfing” or “Skimming”: Block the view of others when using an ATM or PIN debit terminal. Avoid questionable machines, do not swipe your card in machines that claim to clean, re-magnetize or renew your card. This machine could be a “skimmer” which is used to copy identifying information from the magnetic strip on your card.

Be cautious while shopping online-only use secure sites: Look for secure transaction symbols when shopping online to ensure your account information is protected.

Report a lost or stolen card immediately: Immediately call your Financial Institution if your card is lost or stolen to reduce the chance that it will be used improperly. Farmers State Bank customer can do this one of three ways; By calling 888-492-7111 during normal business hours to speak with a representative at our Debit Card Desk, through our online banking site (Netteller), or by calling 866-546-8273 if it is after hours.

**Information courtesy of www.debitfacts.com and Farmers State Bank