Life is hectic enough without having to worry about your money. With FSB's Free Checking-Plus, you don't have to. There's no minimum balance, no per check charge, and no monthly fee. Plus, you'll be able to enjoy all of the advantages of online banking and more. It is, quite simply, the easiest way to stay on top of your finances.

Your FSB Free Checking-Plus Account includes:

• Free checking... no minimum balance,
  no per check fees, no monthly fee
• First 50 checks free
• Free FSB online banking
• View check images online
• Free online transfers between accounts
• Free FSB Mastermoney® debit card
• Free telephone banking 24/7
• No fees @ FSB ATMs
• FSB statement savings with combined statement
• Bounce Protection¨ available
• VISA® Platinum Credit Card with no annual fee*
• Discount on loan rates for consumer or auto loans with Autopay*
• Home Equity Line of Credit with no closing costs
  (save over $350!)*

* Requires credit approval
Bill Pay available at $5.00 a month, $50 opening deposit required; $6.00 monthly charge to mail check images; $32.00 overdraft/NSF item paid and/or NSF item returned.
Note: Other conditions may apply