For those who expect the best, we've created Elite Club Checking. This is the best package of banking services we offer. With no minimum balance requirement and just a nominal monthly fee, you'll enjoy a full complement of free or discounted banking services and you can save hundreds of dollars with the exclusive club insurance and other benefits.

In addition to all the benefits of Free
Checking-Plus, your Elite Club Checking Account also includes:

• No minimum balance
• Free personalized checks*
• Check images returned monthly
• Free Bill Pay
• $10,000 in Accidental Death and Dismemberment Insurance
  (Additional insurance benefits available)
• $200 off closing costs for an FSB mortgage loan**
• No fee travelers checks and money orders
• Complimentary Trust and Estate Planning consultation
• FSB Elite Club benefits... ask us for details
  on how you can save hundreds of dollars!

* Or 50% off designer check orders.
** Requires credit approval.
$9 per month membership fee
($11 per month for family membership).
$32.00 overdraft/NSF item paid and/or NSF item returned.
Note: Other conditions may apply