It's never too early to start saving for the holiday season. The Christmas Club account makes it easy. A small regular deposit can grow into a substantial holiday fund. In early November, we will mail you a check in time to start your holiday shopping.

Your Christmas Club account includes:

• No minimum opening balance
• No monthly maintenance fee
• No minimum balance required
• No monthly deposit minimum
• Check received in the fall for holiday shopping
  

Note: Other conditions may apply