Online Banking

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Sign on. To begin an Online Banking session the user must key in an ID and a password. The password will require a certain amount of characters and numbers. Your passwords should never be shared with anyone and should be changed frequently. Our system uses a “3 strikes and you’re out” lock-out mechanism to deter users from repeated login attempts.

Encryption. When you submit personally identifying information via one of our feedback or application forms, that information is encrypted, or scrambled, by your browser before it is transmitted back to our web site. This effectively prevents anyone from intercepting and reading any personal information about you. Note that this encryption does not take place if you send us e-mail, but only when you use your web browser with one of our site’s forms. If your e-mail contains information that is very sensitive or includes personal information such as account numbers, credit card numbers, or your social security number, you may wish to consider sending this information to us in another way.

Router and Firewall. Requests must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank.

Links. As a convenience to you, we may occasionally have links to other Internet sites. Farmers State Bank will only link to sites that uphold our corporate standards; however, we are not responsible for the content of those sites or their policies for collection of customer information. Farmers State Bank has not investigated, endorsed, or monitored the content, accuracy, or opinions expressed in these other sites. The Bank also takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or other merchandise offered via these outside web sites. These links are provided for your information only and are provided by third parties unaffiliated with Farmers State Bank.

Thank you for this opportunity to serve you. Your relationship and trust are very important to us. Please be assured that we will abide by our policies and procedures to protect your information.

We reserve the right to change our privacy policy.