Savings

If you're looking for a good high-yield investment account that earns interest, you've found it. This is for customers who keep high balances, do not need to make withdrawals and want to maximize the interest they earn. Plus, interest is compounded and credited monthly.

Your HIFI Account includes:

• Minimum opening balance of $2,500
• $10 monthly balance fee if balance falls below $2,500
  or below the minimum average daily balance of $5,000
• Interest compounded and credited monthly
• Limit of 6 transfers to other accounts or third
  parties with preauthorization per statement cycle*
• Free telephone and internet banking
• Interest rate paid rises at each of the following
  balances: $10,000, $50,000 and $100,000

*Minimum withdraw is $500.00
Note: Other conditions may apply
Variable rates may change after account opening

This is a flexible account that records monthly statement activity. Interest is posted to your statement savings each month. This account is perfect for individuals, families, minors, senior citizens and anyone wanting convenience and flexibility. The statement can be tied to a checking account statement for ease in reconciling accounts.

Your Statement Savings account includes:

• Minimum opening balance of $50
• $2 monthly balance fee if balance falls below $200; fee waived if over age 62, under age 18, or are a charitable organization.
• Free telephone and internet banking
• Interest is credited monthly to your account
• Must maintain a minimum average daily balance
  of $100 to obtain the disclosed annual percentage yield
• Free unlimited ATM use at all FSB ATMs
  

Note: Other conditions may apply
Variable rates may change after account opening

Your Christmas Club account includes:

• No monthly maintanence fee
• No minimum balance required
• Minimum deposit is $1
• Funds will be available in the fall for holiday shopping

Note: Other conditions may apply