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Have Spring projects? We have Home Equity loans that can help. Ask for details!

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For most people, buying a home is the single biggest investment they will make and getting a mortgage can be one of the biggest financial steps of your life. We create custom mortgages to meet your out of the ordinary needs, as well as offer a comprehensive menu of standard mortgage products.

Trust our mortgage experts to help your dreams of owning a home become a reality. Farmers State Bank offers a variety of mortgages to fit your budget and can assist you with the home buying process.

Click here to email one of our mortgage experts!

Residential Loans

Fixed rate conventional, adjustable rate,
balloon we have a mortgage product for you.

First Mortgages for Purchase

Special mortgage product designed to meet the needs of the first time home buyer


Most of the time, you can save every month if you refinance at an interest rate that is .25% lower than your current rate.  If the market is right for you, Farmers State Bank can help you maximize your monthly income. Contact us today

Second Mortgage

If you need to consolidate your finances, Farmers State Bank can help you with a second mortgage. Whatever your need, we can work with you to achieve your goal.

Construction Loans

Loans for new home construction. Let Farmers State Bank make your dream home a reality. We can help you build your future.

Home Equity Loans

Home Equity loans are the smartest, most economical way to borrow money - the perfect way to finance home improvements, vacations, and luxury toys or to consolidate your credit card debt. You decide how the money is used. In many cases, the interest may be tax-deductible.  See your tax advisor for details.