CHECKING ACCOUNTS
What's the easiest way to manage your money? Let us count the ways. Your life is busy. Your needs are unique. At Farmers State Bank, we can help you simplify. We've created three different checking accounts - Free Checking-Plus, Investor Checking, and Elite Club Checking - so you can choose the product that's right for your lifestyle. The name of the game is choice, and everybody is a winner at Farmers State Bank.
Free Checking Plus
Customers who want free checking with the ability to write checks and do not want to keep high balances.
Life is hectic enough without having to worry about your money. With FSB's Free Checking-Plus, you don't have to. There's no minimum balance, no per check charge, and no monthly fee. Plus, you'll be able to enjoy all of the advantages of online banking and more. It is, quite simply, the easiest way to stay on top of your finances. Your FSB Free Checking-Plus Account includes:
- Free checking... no minimum balance, no per check fees, no monthly fee
- First 20 checks free
- Free FSB online banking
- View check images online
- Free online transfers between accounts
- Free FSB MasterCard® debit card
- Free telephone banking 24/7
- No fees @ FSB ATMs
- FSB statement savings with combined statement
- Discount on loan rates for consumer or auto loans with Autopay*
- Bill Pay available at $5.00 a month
* Requires credit approval $50 opening deposit required; Note: Other conditions may apply
Elite Club Checking
Customers who want the maximum features and benefits available in a checking account - and club program benefits too!
For those who expect the best, we've created Elite Club Checking. This is the best package of banking services we offer. With no minimum balance requirement and just a nominal monthly fee, you'll enjoy a full complement of free or discounted banking services and you can save hundreds of dollars with the exclusive club insurance and other benefits.
In addition to all the benefits of Free Checking-Plus, your Elite Club Checking Account also includes:
- No minimum balance
- Free personalized checks
- Check images returned monthly
- Free Bill Pay
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$10,000 in Accidental Death and Dismemberment Insurance
(Additional insurance benefits available) - Reduced closing costs for an FSB mortgage loan*
- Complimentary Trust and Estate Planning consultation
-
FSB Elite Club benefits... ask us for details
on how you can save hundreds of dollars!
* Requires credit approval.
Membership fees apply
Note: Other conditions may apply
Investor Checking
Customers who maintain higher checking account balances and desire competitive interest rates on deposits. benefits too!
We believe there should be a checking account that offers higher interest rates to customers who maintain higher balances. That's why we created FSB Investor Checking. If you maintain a minimum balance of $800, or an average balance of $1,600, or your combined deposits add up to $25,000 or more, you're eligible for this special package of banking benefits.
In addition to all of the benefits of Free Checking-Plus, your Investor Checking Account also includes:
- No service charge for Investor Checking with a minimum balance of $800, or an average balance of $1,600 or with combined deposit balances of $25,000 or more*
- The higher your balance, the higher the interest rate
- Check images returned monthly
- Reduced closing costs for an FSB mortgage loan**
- Complimentary Trust and Estate Planning consultation
